South African TFSA tracking

Track your TFSA contributions across every account

The 2026/27 TFSA contribution limit is R46,000 per tax year, with a R500,000 lifetime limit.

Libevyn combines the contributions you enter across all your TFSA accounts, so you can see how much of your annual and lifetime limits remains.

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14-day free trial · Start with only your TFSA accounts · No card required

No bank passwords required · Your financial information is not sold for advertising

More than one TFSA makes contribution tracking harder

Each provider generally shows activity for the TFSA held with that provider. Your annual and lifetime contribution limits, however, apply across all your TFSA accounts combined.

A spreadsheet can work, but it must be kept accurate every time you contribute or withdraw. Libevyn gives you one place to keep track of the figures over time.

Contributions are spread across providers

You may have a TFSA with a broker, bank or investment platform, but the limits apply to the combined contributions across all of them.

Withdrawals do not restore your limits

Withdrawing money does not restore annual or lifetime contribution capacity. Reinvesting the money later counts as a new contribution.

Providers do not know your full history

One provider may not know what you have contributed through another provider or in previous tax years.

See exactly how Libevyn tracks your TFSA limits

Watch how multiple TFSA accounts are combined into one annual and lifetime contribution view.

No bank connection is required. You enter and maintain your own account and contribution information.

Track my TFSA contributions

14-day free trial · Add the rest of your wealth later

Start with your TFSA accounts

You do not need to enter your entire financial life before getting value from Libevyn.

Step 1

Add your TFSA accounts

Create a separate account for every TFSA you hold with a bank, broker or investment provider.
Step 2

Enter your contribution information

Add the contribution information needed for Libevyn to track your current tax-year and lifetime totals.
Step 3

See what remains

Libevyn combines the figures across your TFSA accounts and shows your annual and lifetime contribution limits remaining.

Start with only your TFSAs. Add retirement accounts, investments, property, cash and debt later if you want a complete net-worth and FIRE view.

One TFSA view instead of scattered records

Track multiple TFSA accounts

Keep separate accounts for different providers while seeing their combined contribution totals.

See annual limits remaining

See how much of the current South African tax year's contribution limit you have used and how much remains.

Keep lifetime totals visible

Maintain one view of your lifetime TFSA contributions against the R500,000 lifetime limit.

Record deposits and withdrawals

Keep TFSA contribution activity associated with the relevant account.

Include your TFSAs in your total wealth

See how your TFSA balances contribute to your net worth and financial-independence plan.

Update information over time

Return when you make new contributions and keep the figures current.

Built for ongoing tracking, not a once-off calculation

Spreadsheet

Requires your own formulas
Easy to forget to update
Separate from the rest of your wealth
No built-in TFSA-specific view
May become harder to maintain across providers and tax years

Libevyn

Designed for South African TFSA tracking
Combines multiple TFSA accounts
Shows annual and lifetime limits remaining
Keeps contribution records with each account
Connects your TFSAs to your wider net worth and FIRE plan

Replace my TFSA spreadsheet

Your financial information should remain private

Libevyn is designed to help you track information that you choose to enter. It does not require your online banking password.

No bank passwords

You do not provide Libevyn with your bank or investment-platform login credentials.

Your information is not advertising inventory

Libevyn does not sell your financial information for advertising.

Secure sign-in

Use passwordless email sign-in with a one-time code.

You control your account

You can manage your subscription and request deletion of your account and entered information.

How Libevyn protects your information →

Try it with your own TFSA accounts

Start with a 14-day free trial and see whether Libevyn gives you a clearer view of your TFSA contributions.

Founding pricing starts from R 49 per month when billed annually, or R 59 month to month.

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Start with your TFSAs · Add other accounts later · Cancel anytime

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Frequently asked questions

What is the South African TFSA contribution limit for 2026/27?

The annual TFSA contribution limit increased to R46,000 from 1 March 2026. The lifetime contribution limit remains R500,000. The annual limit applies across all your TFSA accounts combined, not separately to every account.

Can I have more than one TFSA?

Yes. You can hold more than one TFSA, including TFSAs at different providers. Your annual and lifetime contribution limits still apply to the combined contributions across all of them.

Do withdrawals restore my TFSA contribution limits?

No. A withdrawal does not restore annual or lifetime contribution capacity. If you later reinvest the withdrawn amount, the reinvestment counts as a new contribution.

Does unused annual contribution capacity carry over?

No. Unused annual contribution capacity is not added to the following tax year.

Does Libevyn connect directly to my bank or broker?

No. Update the balances and contribution totals that matter when you want to refresh your plan. Libevyn does not require bank or broker login credentials.

Can Libevyn submit information to SARS for me?

No. Libevyn does not submit tax returns or TFSA information to SARS, and does not automatically access SARS.

Is Libevyn providing financial or tax advice?

No. Libevyn is a South African wealth-planning tool. Figures are estimates from information you enter. It does not provide personalised financial, investment or tax advice, does not execute investments, and is not a licensed financial services provider.

Do I need to add all my financial accounts?

No. You can begin with only your TFSA accounts and add other assets, retirement accounts, properties and liabilities later.

Know how much of your TFSA limits remains

Track contributions across your TFSA accounts and keep your annual and lifetime totals visible in one place.