How it works
Add the accounts you already have, enter current values, and see one picture that can answer three questions: what to do with your money now, when you can afford to stop working, and whether the money could last.
TFSA, RA, pension, provident, brokerage, offshore, cash, property and bonds. Pick the type; Libevyn applies the tax treatment and access rules.
A current value per account, plus the assumptions you want to test. Update the balances that matter when you want to refresh your plan. No bank login, and no automatic SARS access. Libevyn does not execute investments.
The complete wealth picture, contribution room, a retirement or FI date, the bridge to fund access, and a runway for how long capital could last.
The complete picture, accessible vs restricted wealth, TFSA room, Section 11F headroom, TFSA vs RA, and two-pot withdrawals. The point is to understand the decision before the money moves.
A target, a date, contribution assumptions, and whether accessible investments can fund the years before retirement money unlocks. Can my accessible investments bridge the gap?
Spending, other income, staged retirement spending, once-offs, estimated withdrawal tax, and withdrawal order on a year-by-year capital runway. How long will my money last?